Skip to Main Content

 

Money Market Accounts

Earn market rates and still have access to your funds!

 

Use these accounts for your banking needs, alone or in conjunction with an Oritani checking account.

 

Mega Money Market

• Tiered account with variable rates that may change at any time at the discretion of Oritani Bank, interest is compounded daily and paid monthly
• Minimum to open is $10,000.00 new money (not currently on deposit with Oritani Bank)
• Same rate paid on balances over $25,000.00
VIEW RATES
• Minimum to earn interest is $0.01
• Manage your account via online banking or our mobile app for banking at any time
• Link with your Oritani checking account
• Access to over 55,000 surcharge-free ATMs with any Oritani/Allpoint owned ATM
• Avoid the $10.00 monthly service charge by maintaining $10,000.00 monthly average balance, fees may reduce earnings
• Transaction limits apply
[3]
• 
Limited time offer for consumers only, account type may be rescinded at any time

Premier Money Market Account [1]

• Preferred rate Money Market Account
• Interest is accrued daily, paid monthly and APY (Annual Percentage Yield) is subject to change without notice
• Minimum to open is $10,000.00 new money (not currently on deposit with Oritani Bank)
• Same rate paid on balances up to $249,999.99 VIEW RATES
• Minimum to earn interest is $0.01
• Manage your account via online banking or our mobile app for banking at any time
• Link with your Oritani checking account
• Access to over 55,000 surcharge-free ATMs with any Oritani/Allpoint owned ATM
• Avoid the $10.00 monthly service charge by maintaining $10,000.00 monthly average balance, fees may affect earnings
• Transaction limits apply 3
• This account is only available to consumers and limited to one per person.

Diamond Money Market Account [2]

• Preferred rate Money Market Account
• Interest is accrued daily, paid monthly and APY (Annual Percentage Yield) is subject to change without notice
• Minimum to open is $100.00
• Same rate paid on balances up to $249,999.99  VIEW RATES
• Minimum to earn interest is $0.01
• Manage your account via online banking or our mobile app for banking at any time
• Link with your Oritani checking account
• Access to over 55,000 surcharge-free ATMs with any Oritani/Allpoint owned ATM
• Avoid the $10.00 monthly service charge by maintaining $1,000.00 monthly average balance, fees may affect earnings
• Transaction limits apply 3
• This account is only available to consumers and limited to one per person

Money Market

• Tiered rate account, the higher the balance, the higher the rate VIEW RATES
• Interest is accrued daily, paid monthly and APY (Annual Percentage Yield) is subject to change without notice
• Minimum to open is $100.00
• Minimum to earn interest is $0.01
• Manage your account via online banking or our mobile app for banking at any time
• Link with your Oritani checking account
• Access to over 55,000 surcharge-free ATMs with any Oritani/Allpoint owned ATM
• Avoid the $10.00 monthly service charge by maintaining $1,000.00 monthly average balance, fees may affect earnings
• Transaction limits apply3
• This account is only available to consumers and limited to one per person

1 To qualify for the Annual Percentage Yield (APY) on the Premier Money Market, you must open the account with $10,000.00 new money (not currently on deposit with Oritani Bank) and have a new or existing Oritani Bank checking account with at least one recurring monthly direct deposit to either account.  This is a tiered rate account; view the rate information for details. If your average monthly balance is less than $10,000.00, your account will be charged a monthly service fee of $10.00. Fees may affect earnings.  Limit of one account per person. The interest rates and annual percentage yield (APY) are not guaranteed and may be changed at the discretion of Oritani Bank at any time without further notice.  Oritani reserves the right to require at least seven days prior written notice of an intended withdrawal.
2 To qualify for the Annual Percentage Yield (APY) on the Diamond Money Market, you must have a new or existing Oritani Bank checking account with either at least one (1) recurring direct deposit or three (3) recurring monthly online bill payments to either account. This is a tiered rate account; view the rate information for details.   If your average monthly balance is less than $1,000.00, your account will be charged a monthly service fee of $10.00.  Fees may affect earnings. Limit of one account per person. The interest rates and annual percentage yield (APY) are not guaranteed and may be changed at the discretion of Oritani Bank at any time without further notice.  Oritani reserves the right to require at least seven days prior written notice of an intended withdrawal.
3 Account has transaction limitations: You may not make more than six transfers to another account or to third parties by preauthorized withdrawals (including checks), automatic, computer, or telephone per statement cycle.  If, in the course of a statement month, you exceed the number of allowable transactions, you will be charged a $10.00 fee for each item over the allowable limit.  Fees may reduce earnings. If you exceed the number of allowable transactions, we may close the account or require you to transfer to an appropriate account type.

 

 

 

 

Locate a Branch

Oritani Bank Charitable Foundation

FDIC Notice

Top
     

© 2019 Oritani Bank • All Rights Reserved • Oritani Bank NMLS# 421413
Download Acrobat Reader