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Loan Center

Loan CenterResidential Loans

We've got the mortgage money you need at a competitive rate, with terms to suit your budget.

Choosing the Right Mortgage

Weighing the benefits of each type of mortgage is a highly individual process. Oritani is here to help you evaluate your particular financial situation and lifestyle requirements to choose the Oritani mortgage that works best for you. Depending on the type of property financed, and the amount of down payment made, we can provide financing up to and including $1.5 million. We also offer financing for investment properties and second homes.

Bridge Loans

Trying to coordinate the sale of an existing home and the purchase of a new home? Oritani's Bridge Loan will help you meet your financing needs from the sale of your existing home to the purchase of your new home.

Learn more about our wide selection of First Mortgage Loans

   
Loan Application  Loan Application Request PDF  Fixed First Mortgage Application
Loan Rates  View our Mortgage Rates PDF  Adjustable First Mortgage Application


Whether a fixed rate and fixed term or a revolving line of credit, Oritani has the equity loan that Puts Your Home to Work for You.


Home Equity Loans and Home Equity Lines of Credit

If you prefer a fixed rate, fixed term, and fixed payment, Oritani's Equity Loan is for you. It will let you use the equity you've built in your home to pay college tuition, buy a new car or boat, make needed home improvements, consolidate bills or for any worthwhile purpose.A Home Equity Credit Line allows you to utilize the equity you've built in your home. It will provide you with a cash reserve to draw on whenever you need it—for any purpose. You can write a check to meet educational expenses, pay medical bills, buy a new car or boat, make home improvements or consolidate bills.

Learn more about our Equity Loans and Lines

   
Loan Application Request Form  Equity Loan Application Request Loan Application Request Form  Equity Line Application Request
Loan Rates  View our Equity Loan Rates Loan Rates  View our Home Equity Rates
PDF  Equity Loan Application PDF  Equity Line of Credit Application


Call our Loan Representatives at 1-888-ORITANI or if you have any questions.


Multi-family and Commercial Loans

Oritani Bank can provide long-term financing for multi-family and commercial properties. We offer a variety of financing programs.

Learn more about Commercial Loans

Email us if you have any questions


We'd like to add you to our mailing list and invite you to complete our Expression of Interest form.


Other Loans

Account loans are offered if you have a passbook account with Oritani. An account loan allows you to borrow against funds you have on deposit with Oritani.

Call our Loan Representatives at 1-888-ORITANI or if you have any questions.

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