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Deposit Rates

Effective Annual Percentage Yields (APY) listed are as of  3/1/2018. All interest rates are subject to change without notice


Regular Savings


Certificates of Deposit


Checking Accounts


Money Market Checking

*  Requires either a recurring direct deposit or one (1) bill payment monthly on new or existing Oritani checking account. 
** Requires either a recurring direct deposit or three (3) bill payments monthly.
*** Requires either a recurring direct deposit or (3) bill payments monthly from either this or an existing Oritani checking account within sixty (60) days of account opening. If these requirements are not met within the first sixty (60) days of account opening the account will convert to the Money Market account at the applicable rates.

****You must have an existing or new Oritani Bank checking account with at least one (1) recurring monthly direct deposit to the Oritani checking account or this account. If you do not receive at least one (1) recurring direct deposit monthly, this account will convert to a Regular Money Market Account (Type 81) and the corresponding Annual Percentage Yield (APY) will be in effect for that account for the corresponding balance tier. The account must be opened with no less than $10,000 new funds, not currently on deposit at Oritani Bank.


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