Regular Savings | ACCOUNT TITLE | INTEREST RATE | APY | MIN BAL. TO OBTAIN APY | | SuperSaverPlus | 0.150 | 0.150 | $250.00 - $4,999.99 | | | 0.200 | 0.200 | $5,000.00 - $9,999.99 | | | 0.250 | 0.250 | $10,000.00 - $24,999.99 | | | 0.300 | 0.300 | $25,000.00 and up | | Passbook Savings | 0.250 | 0.250 | $100.00 | | Super Passbook | 0.250 | 0.250 | $250.00 | | IRA Savings | 0.250 | 0.250 | $250.00 | Certificate Of Deposit | ACCOUNT TITLE | INTEREST RATE | APY | MIN BAL. TO OBTAIN APY | | 3 Month Certificate | 0.250 | 0.250 | $1,000.00 | | 6 Month Certificate | 0.349 | 0.350 | $1,000.00 | | 1 Year Certificate | 0.499 | 0.500 | $1,000.00 | | 18 Month Certificate | 0.598 | 0.600 | $1,000.00 | | 2 Year Certificate | 0.698 | 0.700 | $1,000.00 | | 30 Month Certificate | 0.748 | 0.750 | $1,000.00 | | 3 Year Certificate | 0.797 | 0.800 | $1,000.00 | | 4 Year Certificate | 0.995 | 1.000 | $1,000.00 | | 5 Year Certificate | 1.242 | 1.250 | $1,000.00 | Checking Accounts | ACCOUNT TITLE | INTEREST RATE | APY | MIN BAL. TO OBTAIN APY | | Optimum Gold | 0.100 | 0.100 | $1,000.00 - $4,999.99 | | | 0.150 | 0.150 | $5,000.00 - $9,999.99 | | | 0.200 | 0.200 | $10,000.00 - $24,999.99 | | 0.349 | 0.350 | $25,000.00 & over | | Optimum Gold E-Checking | 0.200 | 0.200 | $1,000.00 - $4,999.99 | | (Must have E-Statements to qualify) | 0.200 | 0.200 | $5,000.00 - $9,999.99 | | 0.300 | 0.300 | $10,000.00 - $24,999.99 | | 0.449 | 0.450 | $25,000.00 & over | | Promo Optimum Gold** | 0.200 | 0.200 | $1,000.00 - $4,999.99 | | 0.200 | 0.200 | $5,000.00 - $9,999.99 | | 0.300 | 0.300 | $10,000.00 - $24,999.99 | | 0.797 | 0.800 | $25,000.00 & over | | Promo Platinum Checking*** | 1.020 | 1.020 | $0.00 - $249,999.99 | | 0.700 | 0.700 | $250,000.00 & over | | Choice Plus Checking | 0.250 | 0.250 | $1000.00 | | Nifty-50 Checking | 0.250 | 0.250 | 0 | | 50 Plus Checking | 0.000 | 0.000 | 0 | | Consumer Checking | 0.000 | 0.000 | 0 | | "TGIF" Checking | 0.000 | 0.000 | N/A | Money Market Checking | ACCOUNT TITLE | INTEREST RATE | APY | MIN BAL. TO OBTAIN APY | | Money Market | 0.200 | 0.200 | $1,000.00 - $4,999.99 | | | 0.200 | 0.200 | $5,000.00 - $9,999.99 | | | 0.300 | 0.300 | $10,000.00 - $24,999.99 | | | 0.499 | 0.500 | $25,000.00 & over | | E-Statement Money Market | 0.200 | 0.200 | $1,000.00 - $4,999.99 | | (Must have e-statement to qualify) | 0.200 | 0.200 | $5,000.00 - $9,999.99 | | Personal Only | 0.300 | 0.300 | $10,000.00 - $24,999.99 | | 0.548 | 0.550 | $25,000.00 & over | | Palisades Park Promo Money Market * | 1.150 | 1.150 | $0.00 - $99,999.99 | | 0.500 | 0.500 | $100,000.00 & over | | Business Money Market | 0.100 | 0.100 | $1,000.00 - $4,999.99 | | | 0.150 | 0.150 | $5,000.00 - $24,999.99 | | | 0.449 | 0.450 | $25,000.00 - $49,999.99 | | | 0.449 | 0.450 | $50,000.00 - $74,999.99 | | | 0.449 | 0.450 | $75,000.00 - $99,999.99 | | | 0.449 | 0.450 | $100,000.00 & over | | Investment Business Money Market | 0.650 | 0.650 | $0.00 - $249,999.99 | | **** | 0.550 | 0.550 | $250,000.00 & over | | Investment Business E-Statement MM | 0.700 | 0.700 | $0.00 - $249,999.99 | | **** | 0.550 | 0.550 | $250,000.00 & over | * Promo special only available at Palisades Park branch - Rates guaranteed through October 1, 2013 then converts to MMA Type 81. New money only. ** Rates guaranteed through July 1, 2013 then converts to Optimum Gold Type 65. Requires either a recurring direct deposit or three (3) bill payments monthly. New money only. *** Rates guaranteed through January 2, 2014 then converts to Optimum Gold Type 65. Requires either a recurring direct deposit or three (3) bill payments monthly. New money only. **** Rates guaranteed through July 2, 2013 then converts to Business Money Market Type 30. New money only. |
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