Taking Care of Business Checking
TCB Checking works hard for your business. With no monthly service fee or minimum balance requirement, TCB Checking is the perfect account for small to medium-sized businesses.
- Non-Interest bearing Account
- No Monthly Service Fee or Minimum Balance Requirement
- Next-Day Availability 1
Unlimited Free Transactions - checks, deposits & debits
Monthly statements are available by mail or as e-statements and include check images
Business Checking accounts are non-interest bearing accounts with no per item charges and unrestricted check writing privileges.
Free Not-For Profit Business Checking Accounts
This account provides all the features and benefits of our Business Checking account without service charges regardless of the balance. Documentation of not-for-profit status will be required at account opening.
Interest On Lawyers Trust Accounts (IOLTA)
Oritani offers an interest-bearing attorney trust account to attorneys with fiduciary responsibility over client funds. The account earns competitive interest, compounded daily - credited monthly, that is paid to the state’s bar foundation.
Monthly interest earned is used to pay any monthly account maintenance charges. Excess interest earnings are transferred to the state bar foundation.
Money Market Accounts
Earn market rates and still have access to your funds! Use this account for all your banking needs, or in conjunction with an Oritani checking account.
Variable interest rates on tiered balances of $1,000 or more
The higher the tier, the higher the rate
Unlimited deposits and in-person withdrawals
6 pre-authorized transfers per month
Trust, Escrow, & Security Deposit Accounts
For attorneys and property managers who hold client funds or rent security deposits, Oritani Bank offers Trust and Escrow Accounts. These accounts are designed to augment record-keeping and reporting, thus minimizing administrative time. You receive a simple, easy-to-read statement itemizing activity to your master account and client accounts. Oritani Bank will also provide IRS Form 1099 for each of your clients.
For more information, contact Oritani’s Business Banking Specialist.
1 Customers must meet Oritani Bank's credit criteria to receive next day availability on deposited items. Business must be established and operating for a minimum of 12 months.
2 Free MasterCard Debit Card will be authorized and approved to qualified businesses only. Any overdrafts or payment issues will result in not offering the card.
3 Introductory checks consist of a Business Intro Package, which includes 150 checks and endorsement stamp.